KYC Verification with Biometrics

AML & eKYC with biometric ID ownership validation

KYC verification with biometrics

ID ownership validation is one of the two mandatory requirements of a legal digital KYC verification that binds an individual to his e-identity by preventing spoofing and from using a stolen identity. ID ownership validation is an essential component for most online financial transactions to be compliant with KYC/AML regulations.

KYC verification with biometrics

Benefits of Digital KYC with Biometrics

kyc with biometrics is cost efficient

Cost Effective:
 Identification without the need for an additional employee doing the check

kyc with biometrics is great user experience

User Experience:
24/7 self-service identity proofing

kyc with biometrics helps fraud prevention

Fraud Prevention:
Secure liveness detection and highly accurate ID photo matching

With BioID PhotoVerify, automated KYC & AML implementations are equivalent
to a „face-to-face“ Level of Assurance (LoA)

Trusted AML & KYC Secured with Biometric
Identity Authentication

The Know Your Customer guidelines have been introduced to prevent financial institutions from being used for money laundering. The legally required process must acquire and validate information with high trust levels. As such, digital KYC processes are costly for service providers (e.g. banks) and cumbersome for customers.

ID verification provided by BioID automates the process with biometrics while raising trust levels at the same time.

How PhotoVerify Performs ID Ownership Validation

For a KYC ID ownership validation process, our PhotoVerify technology matches the image on an ID with the live person in front of the camera.


kyc with ID photo capturing

The user captures an image of the ID photo from the ID document (e.g. passport, driver’s license) using a camera or via Near Field Communication (NFC)


kyc verification with biometrics of two selfies

The user takes two selfies using a camera


kyc with biometrics by photoverify

BioID’s PhotoVerify verifies (1) the selfies were captured from a live person and (2) the ID photo and the selfies are from the same person

kyc verification with biometrics for 24/7 self-service

The biometric KYC/AML process is entering a new era of 24/7 self-service

In this digital world, all online services must be available 24/7 with high assurance levels of user authenticity at all times.

As identity fraud is by far the highest risk of all, rigorous identity validation practice is now being followed by all kinds of industries, not just for KYC/AML or onboarding purposes but also throughout the whole identity lifecycle, e.g. for account recovery, password reset, user attribute changes, etc.

BioID’s PhotoVerify is now the synonym for ID ownership validation supporting real-time eKYC implementations worldwide.

It also makes unattended high-security online services possible with tremendous savings in both time and cost.

More Use Cases

work from home office

User authentication and user presence detection for remote work ensuring session integrity allowing authorized access only.

facial login

BWS offers match-on-server face login for online and mobile services enabling omnichannel services.

biometric access control

Secure and convenient physical and logical access control enabling an unified multifactor user authentication across different platforms.

esign in work from home

“Face-to-face” registration and strong user authentication enabling eIDAS compliant digital signatures.

Made in Germany
since 1998

BioID digital KYC with biometrics is made in Germany

Originating from the research institute Fraunhofer IIS in 1998, BioID is a German biometrics company.

Our technology has a proven record since its inception and is trusted by countless enterprises, banks, and government organizations.