Digital Payment Service Provider MobiPay Chooses BioID to Protect IDaaS


BioID chosen by Payment Provider MobiPay in NamibiaNuremberg, Germany and Windhoek, Namibia – May 25th, 2021

Digital Payment Service Provider MobiPay chooses to use BioID’s Liveness Detection to empower their Identity as a Service solution (IDaaS) for meeting regulatory compliance. This was today announced . As a licensed Payment Intermediary, Mobipay is obligated to follow the highest security standards. Hence, BioID’s biometric technologies have been chosen to prevent identity fraud and spoofing.

BioID Liveness Detection to Protect Namibia’s 1st IDaaS

Payment service provider MobiPay’s newest development is IDaaS, a cloud-based Identity as a Service solution for corporate and governmental clients, incorporating facial and fingerprint recognition, proof of life (liveness detection), document scanning, management, and depository. BioID Liveness detection will protect Namibia’s1st first IDaaS. IDaaS provides clients with 3rd party access via APIs and mobile applications and verifies customer identity including proof of life closely (in-branch) or remotely (web or app). Thereby, fraud and traditional KYC costs are reduced regulatory requirements are met. IDaaS allows individuals to seamlessly identify themselves digitally for all kinds of services.

Claus Deckenbrock, CEO of MobiPay: “Mobipay processes more than 1,8 million transactions monthly in Namibia alone for all major banks, retailers and mobile operators. BioID’s technologies are a major increase in security for our remote processes while keeping up the required ease of use. Our close partnership has already proven beneficial in multiple ways.”

“We welcome MobiPay to our BWS family.“, says BioID CEO Ho Chang. “Powered by state-of-the-art PAD, our BWS ensures the integrity of IDaaS services with high assurance levels throughout the entire identity life cycle, meeting rigorous regulatory compliance.


Software-Based Presentation Attack Detection (PAD)

Software-based Presentation attack detection (PAD) is a mechanism for noticing spoofing attempts typically associated with identity theft. PAD detects spoofing attacks such as impersonation using a photo- or video of another person. Digital payment providers like MobiPay must enforce strict regulations such as Know Your Customer (KYC) to prevent money laundering and identity theft. As manual processes are costly, cumbersome, and cannot be concluded in real-time, unsupervised self-serve remote identity verification is strongly on the rise worldwide. For an automated remote selfie verification like MobiPay’s IDaaS, a strong and powerful PAD is of the essence.

BioID’s anti-spoofing technology has been serving the industry for years. It has been tested by two independent laboratories in Germany and France to conform with ISO/IEC 30107-3. In addition, BioID Liveness Detection works with any standard smartphone camera or webcam hence is perfect for end-user applications like MobiPay’s IDaaS.


About MobiPay

Mobipay was founded in 2009 with the core focus of making digital payments as simple and easy to use as cash. We offer modern, robust, and flexible payment technologies as we envisage the demand for such. Our systems and services are cloud-hosted, omnichannel, provided as a Software as a Service (SaaS) offering, and include easy-to-use Application Program Interfaces (i.e. API). The Bank of Namibia licensed Mobipay as an E-Money Issuer in 2010, 10 years later (2020) we were licensed by the Payment Association of Namibia (PAN) as a Payment Service Provider, Payment System Provider, and Payment Intermediary and hence obligated to follow the industry’s highest security standards in operating and developing its products and services.

About BioID

BioID offers liveness detection, facial authentication & biometric identity proofing as a Service. With 20 years of experience, its special focus is on biometric anti-spoofing Made in Germany. In line with this, the company’s facial authentication service offers data privacy and security by design. BioID is guided by the vision to enable software-based biometric verification – with any device or application. The privately held company with R&D based in Germany has proven its biometric technology through many years of use at enterprises, banks, and government organizations.



Ann-Kathrin Freiberg
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Delvalene Nghimbwasha
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