PhotoVerify Identity Verification for eKYC
Know Your Customer (KYC) with Liveness Detection
PhotoVerify provides convenient live ID photo verification that reliably recognizes whether the person on the ID is the one looking at the camera (face match). At the same time, patented liveness detection ensures that the person is present and deters spoofing attacks with photos or videos. This verification of ID ownership is tailored to enable remote identity proofing. Automated identity verification is required for KYC compliant digital onboarding. The PhotoVerify API can be integrated directly into any website or mobile app, with strong and intuitive biometric selfie verification through the user’s webcam or smartphone camera.
BioID Photoverify combines face recognition and liveness detection technology and addresses the challenges of manual identity verification, replacing it with an accurate, convenient, economical solution ideal for applications such as:
- Selfie verification for online banking and other services
- Electronic document signing and online legal transactions
- Online renewal of identity documents (passports, etc.)
- Verifying attributes such as age, home address, citizenship, etc.
- “Proof of life” verification for recipients of pensions and other benefits
Automated identity verification through “live” face matching
Companies need to be sure of their customers’ and users’ legal identities, ages or other attributes. Besides performing identity verification in person, this is being handled online via live video sessions. This is an inconvenient and costly process though.
Thus, BioID has developed an API for automated biometric verification of ID ownership called PhotoVerify. Through liveness detection and face matching, it determines that the person submitting the ID document actually owns it. Combined with an ID authenticity check this enables trusted remote identity verification.
Benefits of Remote Identity Verification with PhotoVerify
More convenient, simple user experience 24×7
Personnel savings through automation
Freedom from external service providers
Accuracy by live detection & eliminating human error
How PhotoVerify API verifies ID ownership
BioID PhotoVerify is easy to use and only requires three images, captured through the user’s webcam or smartphone camera:
- Two live recorded photos, which are analyzed to ensure liveness and prevent photo / video replay and other presentation attacks.
- One snapshot of a photo ID, such as a passport or driver’s license, which is compared to the live images (face match).
BioID’s sophisticated algorithm automatically matches the two sources and identifies the authenticating person within seconds, making sure that (1) the live images are truly from a live person, not a photo or video, and (2) the live person matches the ID photo. Since no biometric templates or photos are stored and all data is deleted after the operation, it fulfills all requirements for an anonymous identity verification service and is GDPR compliant. This technology is based on BioID’s cloud service with long proven face recognition and patented liveness detection, and can easily be integrated for any browser- or mobile-based application.
Our customers within and outside the EU benefit from automating their identity verification processes through regulatory compliance: BioID PhotoVerify enables remote digital onboarding that is more economical, secure and customer-friendly.
Interested in automated identity verification?